TransUnion

Integration

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What Does A Tenant Background Check Include?

We’ve adapted our tenant background checks to include all the vital data that landlords need when judging a tenant applicant. We have two different tenant background packages:

  • RentPrep Background Checks
  • SmartMove Credit Reports

List of data included on a tenant background check:

In the list below we will share all data included in our background reports.

SSN Verification – We verify the social security number of your tenant applicant.

Address History – We provide recent known addresses so you can compare this data to what is provided on your rental application.

Judgments & Liens Search – A judgment is a decision of a court regarding the rights and liabilities of parties in a legal proceeding. A lien is a creditor’s legal claim against property owned by a debtor as security for a debt.

Bankruptcies Search – We will search nationwide databases to provide all reportable bankruptcies on your applicant. The FCRA mandates that these are only reportable for up to 10 years.

National Eviction Search – We search several databases to provide you with eviction history on your applicant. We also include data on evictions that were served but never fully processed. This is common in cases when a tenant pays rent after being served a notice to quit.

National U.S. Criminal Search – We access all 50 states with our RentPrep reports. Our SmartMove package includes 44 states (DE, CO, MA, WY, NC, SD, UT, HI, KY are not included with SmartMove credit reports). Please note that Washington, DC is also excluded from this search.

U.S. Sex Offender Search – We search the national sex offender registry database providing you with information about the offender status of your applicant.

Global Homeland Search – Individuals or organizations included on the Global Homeland search may be involved in terrorist activities, money laundering, illegal imports, fraud against government agencies, violations of federal banking regulations, or drug trafficking. Sometimes it is referred to as a “Global Homeland Security Background Check” or a “Terrorist Watch List Search.”

Credit Check – This is a $9.95 add-on to any RentPrep Background Report. It is a pass/fail metric based on your criteria. Learn more about the tenant credit check.